Critical Illness Insurance in Edmonton
A tax-free lump sum if you're diagnosed with a covered illness like cancer, heart attack or stroke.
Overview
Critical illness insurance pays a tax-free lump sum if you're diagnosed with a covered condition. You decide how to use it, whether that's replacing income, paying for treatment or covering household bills while you recover.
Serving Edmonton families
Edmonton has excellent specialized care close by, but recovering from a serious illness still means time away from work and costs that health care doesn't cover. A critical illness benefit gives Edmonton families breathing room to focus on getting better.
What's covered
- Coverage for cancer, heart attack, stroke and many other conditions
- Tax-free lump-sum benefit paid directly to you
- Return-of-premium options available
- Coverage for adults and children
Who it's for
Self-employed people without workplace benefits
Families who rely on two incomes
Anyone with a family history of serious illness
People who want extra protection beyond their group plan
Frequently asked questions
What conditions are covered?
Plans typically cover cancer, heart attack and stroke, and many cover 20 or more conditions. We'll compare the covered conditions across insurers for you.
How is it different from disability insurance?
Critical illness pays a single lump sum on diagnosis. Disability insurance pays a monthly income while you're unable to work. They work well together.
Can I get my premiums back?
Some plans offer a return-of-premium option that refunds your premiums if you never make a claim.
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