Disability Insurance in Edmonton
Replace your income if illness or injury keeps you from working.
Overview
Your ability to earn an income is your most valuable asset. Disability insurance replaces a portion of your income if an illness or injury keeps you from working, so your bills keep getting paid.
Serving Edmonton families
Many Edmontonians work in trades, construction, energy and other physically demanding jobs where an injury can stop an income overnight. We help workers, contractors and business owners across the Edmonton region protect their income.
What's covered
- Short- and long-term disability coverage
- Plans for employees, self-employed people and business owners
- Accident and sickness protection
- Monthly benefit to cover your living expenses
Who it's for
Self-employed people and contractors
Trades and physically demanding jobs
Professionals with high earning potential
Anyone whose household depends on their paycheque
Frequently asked questions
How much of my income can I cover?
Most plans replace a percentage of your income, often up to around two-thirds. We'll help you find the right benefit amount.
What is a waiting period?
It's the time between becoming disabled and when benefits start. A longer waiting period usually means a lower premium.
I have coverage at work. Do I need more?
Group plans often cover only part of your income and end when you leave the job. Personal coverage fills the gap and stays with you.
Ready to protect what matters most?
Get a free, no-obligation quote in minutes.